:root{--bg:#f7f9fc;--text:#102033;--muted:#5d6b7c;--primary:#0b2f5b;--accent:#0f6bff;--card:#fff;--line:#dfe7f2}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{color:inherit;text-decoration:none}.container{width:min(1120px,92%);margin:auto}.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{display:flex;justify-content:space-between;align-items:center;padding:14px 0}.brand{display:flex;align-items:center;gap:10px}.brand span{background:var(--primary);color:white;border-radius:10px;padding:8px 10px;font-weight:bold}nav{display:flex;gap:18px;font-size:14px}nav a:hover{color:var(--accent)}.hero{padding:76px 0;background:linear-gradient(135deg,#071d39,#0b3970);color:#fff}.grid2{display:grid;grid-template-columns:1.2fr .8fr;gap:34px;align-items:center}.eyebrow{color:#70a8ff;text-transform:uppercase;font-size:13px;font-weight:bold;letter-spacing:.08em}h1{font-size:48px;line-height:1.08;margin:10px 0 18px}h2{font-size:32px;margin:0 0 16px}.lead{font-size:20px;color:#dbe8ff}.small{font-size:13px;color:#c7d7ee}.actions{display:flex;gap:12px;margin:28px 0}.btn{padding:13px 18px;border-radius:10px;border:1px solid var(--line);background:#fff;color:var(--primary);font-weight:bold}.btn.primary{background:var(--accent);border-color:var(--accent);color:white}.section{padding:64px 0}.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 12px 30px rgba(16,32,51,.06)}.hero-card{color:var(--text)}.steps{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px 25px 25px 45px}.steps li{margin:11px 0;font-weight:bold}.notice{background:#fff3d9;border:1px solid #ffd98a;border-radius:18px;padding:28px}.footer{background:#08182b;color:#d9e5f5;padding:40px 0}.footergrid{display:grid;grid-template-columns:2fr 1.3fr 1fr;gap:25px}.footer a{color:#d9e5f5;text-decoration:underline}.whatsapp{position:fixed;right:18px;bottom:18px;background:#1f9d55;color:white;padding:13px 16px;border-radius:999px;font-weight:bold;box-shadow:0 10px 25px rgba(0,0,0,.22)}.pagehead{padding:48px 0;background:#0b2f5b;color:white}.content{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px}.list li{margin:10px 0}@media(max-width:900px){.grid2,.footergrid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}nav{display:none}h1{font-size:36px}}@media(max-width:600px){.cards{grid-template-columns:1fr}.actions{flex-direction:column}}